Risk Disclosure

QuataTrade does not provide:

• Investment advice.
• Financial advice.
• Trading recommendations.
• Tax advice.
• Legal advice.
• Portfolio management services.

Information provided on the Platform is for general informational purposes only and should not be interpreted as a recommendation to buy, sell, or hold any digital asset. Users are solely responsible for evaluating their own financial circumstances and seeking independent professional advice where appropriate.

Cryptocurrency markets are highly dynamic and may experience significant price movements within short periods. The value of digital assets may increase or decrease rapidly due to:

• Market supply and demand.
• Global economic conditions.
• News and media reports.
• Regulatory developments.
• Technological changes.
• Market sentiment.
• Other external factors.

There is no guarantee that the value of any digital asset will remain stable.

Digital asset prices can change dramatically before, during, or after a trade. A price that appears attractive when a trade is initiated may change significantly before the transaction is completed. Users should understand that market volatility is an inherent characteristic of cryptocurrency markets.

Market liquidity may vary depending on trading activity. At certain times:

• Fewer buyers or sellers may be available.
• Trades may take longer to complete.
• Desired prices may not be available.
• Large trades may be more difficult to execute.

Liquidity conditions are influenced by market participation and cannot be guaranteed by QuataTrade.

QuataTrade is a peer-to-peer marketplace where users trade directly with one another. Although QuataTrade provides escrow protection, users remain responsible for:

• Selecting trading partners.
• Reviewing advertisement terms.
• Sending payments correctly.
• Confirming receipt of payment.
• Following Platform policies.

QuataTrade cannot guarantee that every trade will be completed successfully.

Escrow is designed to reduce the risk of fraud by temporarily holding supported digital assets during an active trade. However, escrow does not eliminate every possible risk. For example:

• Buyers remain responsible for sending payment correctly.
• Sellers remain responsible for independently confirming receipt of payment before releasing cryptocurrency.
• Users must provide accurate information during disputes.
• Escrow cannot prevent losses caused by user error, false information, or activity outside the Platform.

Escrow protects the cryptocurrency involved in eligible trades but does not protect fiat payments made outside the Platform.

QuataTrade does not process or hold fiat payments between traders. Buyers send payment directly to sellers using payment methods chosen by the seller. As a result, users may be exposed to risks associated with third-party payment providers, including:

• Banking delays.
• Mobile Money service interruptions.
• Incorrect account details.
• Payment reversals where permitted.
• Technical failures.
• Human error.

Users should always verify payment independently before releasing cryptocurrency.

At launch, QuataTrade supports USDT on the TRON (TRC20) network. Blockchain networks may experience:

• Network congestion.
• Delayed confirmations.
• Increased transaction fees.
• Software bugs.
• Forks or protocol changes.
• Temporary service interruptions.

These events may affect deposits, withdrawals, or transaction processing and are generally outside QuataTrade's direct control.

Most blockchain transactions are irreversible once confirmed. If cryptocurrency is sent to an incorrect wallet address, unsupported network, or unintended recipient, recovery may not be possible. Users are responsible for carefully verifying all wallet addresses, blockchain networks, and transaction details before confirming any transfer.

Like all online platforms, QuataTrade may occasionally experience technical issues, including:

• Internet connectivity problems.
• Hardware failures.
• Software bugs.
• Unexpected service interruptions.
• Maintenance activities.
• Third-party infrastructure failures.

While we work to minimize disruption, uninterrupted access to the Platform cannot be guaranteed.

Cyber threats continue to evolve. Examples include:

• Phishing attacks.
• Malware.
• Account compromise.
• Social engineering.
• Credential theft.
• Unauthorized access.
• Distributed Denial-of-Service (DDoS) attacks.

QuataTrade implements multiple security controls, but users must also take reasonable steps to protect their accounts, devices, and credentials.

Laws and regulations relating to digital assets may change at any time. Changes may affect:

• Platform availability.
• Supported services.
• Trading activities.
• User obligations.
• Tax treatment.
• Reporting requirements.

QuataTrade may modify, suspend, or discontinue certain services where necessary to comply with applicable laws or regulatory requirements.

Users are solely responsible for determining and complying with any tax obligations arising from their use of QuataTrade. Depending on applicable laws, buying, selling, holding, or transferring digital assets may result in tax liabilities. Users should seek independent professional advice regarding their tax responsibilities.

Unexpected operational events may affect the availability of Platform services. Examples include:

• Scheduled maintenance.
• Infrastructure upgrades.
• Third-party service interruptions.
• Power failures.
• Telecommunications outages.
• Natural disasters.
• Other events beyond QuataTrade's reasonable control.

We work to restore affected services as quickly as reasonably possible.

QuataTrade shall not be responsible for delays, interruptions, or failures resulting from events beyond its reasonable control, including but not limited to:

• Natural disasters.
• War or armed conflict.
• Civil unrest.
• Government actions.
• Labour disputes.
• Public health emergencies.
• Internet or telecommunications failures.
• Blockchain network disruptions.
• Other extraordinary events.

Every user is responsible for:

• Understanding the risks of digital asset trading.
• Verifying payment before releasing cryptocurrency.
• Protecting account credentials.
• Using secure devices and networks.
• Following Platform policies.
• Complying with applicable laws.
• Making independent trading decisions.

Users should never invest funds they cannot afford to lose.

To the maximum extent permitted by applicable law, QuataTrade and Quata Digital Enterprise shall not be liable for losses resulting from:

• Market fluctuations.
• Trading decisions.
• Third-party payment failures.
• Blockchain network issues.
• User mistakes.
• Technical failures.
• Cybersecurity incidents beyond our reasonable control.
• Regulatory changes.
• Force majeure events.

Nothing in this Risk Disclosure limits liability where such limitation is prohibited by applicable law.

QuataTrade may update this Risk Disclosure from time to time to reflect changes in technology, law, regulatory requirements, or Platform operations. The latest version will always be available on the Platform. Continued use of QuataTrade after updates become effective constitutes acceptance of the revised Risk Disclosure.

If you have questions regarding this Risk Disclosure or the risks associated with using QuataTrade, please contact:

• Quata Digital Enterprise
• Operating Platform: QuataTrade
• Location: Bamenda, Cameroon
• Email: support@quatatrade.com

By using QuataTrade, you acknowledge that you have read, understood, and accepted the risks described in this Risk Disclosure. You agree that you are solely responsible for your own trading decisions and for using the Platform in accordance with applicable laws and QuataTrade's published policies.